We Are Own Bank

Our company started out as the Rural Bank of Cavite. It was established over 50 years ago along 505 P. Burgos Avenue corner P. Julio St., Caridad Cavite.

Over the years, it evolved into an online banking platform known as Own Bank. This is thanks to a collaboration between Kapatiran sa Kasaganaan Service and Multi-purpose Cooperative (KsK SMP Coop) and an expert team of banking, finance, law, insurance, and regulatory affairs professionals.

With over half a century of experience, a competent team, and a bright vision for your personal finance, we ensure your online banking and investing experience with us is smooth and secure.

Open an account with Own Bank today to start growing your finances!

Fund Security

Keep your hard-earned savings safe with AI-powered Triple Security and Smart Risk Management Data Security technology.

Professional Services

Check your balances, transfer funds, and invest online anytime and anywhere. Our customer service team is on standby to help you get your money to where it needs to be.

High Quality Products

Manage your wealth with ease by customizing financial products and time deposit terms according to your needs. We add interest to your account daily, so you can track your steady stream of returns.

Deposits are insured by PDIC up to 500,000 per depositor.